Free Resume Samples & Examples
LOAN OFFICER
This Loan Officer resume sample highlights skills in evaluating loan applications, advising clients on loan products, and managing the loan origination process.
YOUR NAME
Loan Officer
Professional Summary
Write a concise summary (3-4 sentences) highlighting your years of experience as a Loan Officer, types of loans specialized in (e.g., mortgage, commercial, personal), key skills (e.g., credit analysis, underwriting principles, sales, customer service, knowledge of lending regulations), NMLS ID, and a significant achievement in loan origination volume or client satisfaction.
Work Experience
Senior Loan Officer
Secure Mortgage Lending
- Originated and closed an average of 10-15 residential mortgage loans per month, including conventional, FHA, and VA loans.
- Conducted thorough financial assessments of applicants, analyzing credit reports, income documentation, and assets to determine creditworthiness.
- Advised clients on various loan options, explaining terms, rates, and requirements to ensure informed decision-making.
- Managed a pipeline of loan applications, ensuring timely processing and clear communication with all parties involved (clients, realtors, underwriters).
Loan Processor
First Community Bank
- Assisted loan officers by collecting and verifying all necessary documentation for mortgage applications.
- Prepared loan files for submission to underwriting, ensuring accuracy and completeness.
- Communicated with applicants to obtain missing information and provide status updates.
- Gained proficiency in loan origination software (e.g., Encompass, Calyx Point).
Education
Bachelor of Science in Finance or Business Administration
Florida International University
Skills
Loan Origination (Mortgage, Commercial, Personal), Credit Analysis & Underwriting Principles, Financial Statement Analysis, Knowledge of Lending Regulations (e.g., TILA, RESPA, ECOA), Sales & Customer Relationship Management, Loan Origination Software (LOS - e.g., Encompass, Calyx Point), Communication & Interpersonal Skills, Attention to Detail & Accuracy, Problem Solving, NMLS Licensed
References available upon request.
Clearly state your NMLS ID and any other relevant licenses.
Quantify your loan origination volume, closing rates, or client satisfaction metrics.
Highlight experience with specific types of loans (FHA, VA, conventional, commercial).
List proficiency in LOS platforms.
Your Loan Officer cover letter should emphasize your understanding of the lending process, your ability to build rapport with clients, and your commitment to ethical lending practices. Align your experience with the specific types of loans and client base of the institution.
Be prepared for questions about your knowledge of lending guidelines, how you assess creditworthiness, your sales process, how you handle difficult loan applications or client objections, and your understanding of regulatory compliance. Scenario-based questions are common.